Disclaimer

Please read the General Terms and Conditions carefully. By accessing, visiting or using this Website, you grant your approval, either individually or for the legal entity for which you are a representative, an agent or an employee when you are acting in this capacity, to be bound by the following General Terms and Conditions. If you do not wish to grant your approval of these General Terms and Conditions, do not access, visit or use this Website or the information contained therein.

Definition and general rules of access

"Website" is intended to mean this website as published by Private Insurer, as well as all the information and materials contained in the site. In the event that the Website contains links to third party websites, Private Insurer shall not be held responsible for any of the information or materials contained in these websites. Creating a link to a third party website or tolerating a link to this Website located on a third party website does not signify that Private Insurer approves or recommends any product or service offered on the third party website. Private Insurer does not intend to offer either an implicit or explicit opinion as to the accuracy and/or the quality of the information that may be found, directly or indirectly, on any third party website, or as to the genuine nature and/or the integrity of this third party. Not all the products or services are available in all geographical territories. Unless explicitly stated otherwise, the content of this website is solely aimed at providing general information to the reader relating to the services offered by Private Insurer. The information contained in this Website shall under no circumstances constitute an offer or a request for the purchase or sale of a life insurance product. People accessing, visiting or using this Website should ensure that the law in their country permits them to access the information. Otherwise, they should refrain from accessing, visiting and/or using the Website. The information accessible on this site does not constitute legal or fiscal advice, or investment advice. It may not be used without advice from qualified professional advisers from the client's country of residence.

Publisher

This Website is published by:
Private Insurer société anonyme
Avenue Tedesco 7
1160 Brussels
Belgium
Brussels Registry of Legal Entities (Registre des personnes morales de Bruxelles) N°. 0866 104 486
CBFA accredited life insurance company N°. 2365

Website content

The information and the materials contained in the Website are exclusively provided for information purposes and shall under no circumstances constitute an offer relating to a financial, banking, insurance or other product or service. The information and materials contained in this Website is not intended to provide financial, tax, accounts or legal advice. This list is not exhaustive. Private Insurer shall make every reasonable effort to verify and regularly update the information and materials contained on this Website and to assess the credibility and the integrity of their sources. Consequently, the information and materials provided on this Website are subject to change. However, Private Insurer does not guarantee the accuracy, relevance, completeness, up-to-date status or correctness for any purposes whatsoever of the information and the materials included on this Website or to which this Website refers, or the credibility and integrity of their sources. Private Insurer, its directors and its employees shall under no circumstances be held liable, on any grounds whatsoever, whether contractually or otherwise, for any direct or indirect prejudice you may be liable to suffer as a result of accessing, visiting or using this Website, except in the case of fraud or serious fault on their part.

Intellectual property rights

The information and the materials contained in this Website are protected by intellectual property laws, held or claimed by Private Insurer or by third parties. This information and materials may be consulted and printed for your exclusive personal, non-commercial use, on condition that you do not delete any intellectual property right or other notice contained therein. You agree not to transmit, copy or sell this information and these materials in any form or in any way whatsoever without the explicit prior written consent of Private Insurer.

Privacy

Please note that Private Insurer is in charge of the processing of the personal information collected via this Website. As a visitor or user of this Website, you agree to the recording and processing of your personal information by Private Insurer or by related entities for the following purposes: Private Insurer client management, including future clients, contractual relationship management, the prevention of irregularities, the compilation of statistics and tests, practice development and direct marketing for financial and insurance products and services sold by Private Insurer. You agree to this information being sent to third parties by virtue of legal obligation or if this is to be performed due to a legitimate interest. You also agree to this information being sent if the party receiving the information is located outside the European Union, whether a sufficient level of protection for personal information is guaranteed in the country of the receiving party or not. Within Private Insurer and its related entities, access to your personal information collected via this Website is limited to those people who require this information in the performance of their work. You have the right to request, either in writing or via the Website, free of charge, that Private Insurer halts the use of you personal information collected via the Website for direct marketing purposes. You have the right to access your personal information and to request that they be corrected if they are inaccurate or irrelevant. To exercise this right, you should send a dated and signed request to Private Insurer at the address given above.

Confidentiality

All the information and materials sent to Private Insurer via this Website shall be treated in accordance with the legal and regulatory requirements.

Applicable law and jurisdiction

Your access, visit or use of the Website, as well as these General Terms and Conditions, are governed by and shall be interpreted in accordance with Belgian law. The courts of Brussels shall hold exclusive jurisdiction over all related disputes, without prejudice to Private Insurer choosing another court with jurisdiction over the same dispute, in accordance with applicable law.

Maintenance and amendments

In the event that certain provisions of these General Terms and Conditions are deemed to be unenforceable, the remaining provisions shall remain unchanged and the unenforceable provision shall be replaced by an enforceable provision corresponding as far as possible to the underlying intention of the unenforceable provision. This agreement shall be subject to another agreement that you have signed or that you are to sign with Private Insurer. Private Insurer may modify these General Terms and Conditions at any time, with immediate effect and without prior warning.